Microfinance Innovation Center For Resources and Alternatives

 MICRA, or the Microfinance Innovation Center for Resources and Alternatives, is an Indonesian foundation focused on development of the microfinance sector. MICRA’s mission is to build the institutional strength and outreach of the Indonesian microfinance sector, by providing a full range of high-quality, best-practice technical inputs and support to all industry stakeholders, in a sustainable and demand-driven manner. As an independent support center, MICRA is committed to promoting innovations, transparency, and improved outreach to the poor and ever-improving performance in the microfinance industry

MICRA was founded by Mercy Corps in early 2006 to institutionalize its joint “Commercial Linkages Pilot Project” with IFC PENSA. MICRA currently has 3 technical units: 1) Ratings and Appraisals; 2) Technical Assistance; 3) Research & Innovations. In August 2006, MICRA opened its first branch office in Banda Aceh, where it has on-going programming for a range of clientele.

Balancing Tension between Financial and Socio-economic Transformation in Microfinance Institutions: Managerial Choices

Debashis Sarker,

Senior Manager, BRAC Microfinance Programme, Bangladesh

The issue of social and financial consolidation of Microfinance Institutions becomes more widespread in the literature and also in practices. With the demand of the time or industry, managers or professionals in this field are more conscious about their efforts and steps how to deal with these two issues together which is obviously very challenging. Tier 1 Microfinance Institutions (MFIs) that represents only 2 to 5% (some says 8%) of total MFIs in the world have the power to balance as they are financially sustainable like BRAC, Grameen Bank etc. but what about others? Now the question comes-how can managers make a choice taking into account these more efficiently? -->

What have we learned about the most effective ways to use Microinsurance to reduce vulnerability: Health, Life, Disaster and More

Over the past decade there has been significant growth in the microinsurance market
which has evolved from simple credit life products to include higher impact products
such as weather index and health insurance. But what lessons have been learned about,...

EQII Concept Note for Local FIs_Jan2013



 Strengthening Financial Institution Resilience

to Earthquake Risk in Indonesia:

The Role of Index Based Portfolio Insurance

 Indonesia’s financial sector faces one of the highest earthquake exposures in the world. Many financial institutions (FIs) in Indonesia are particularly vulnerable, given their geographic concentration. This raises important questions. For example, how is a lender’s operation and survival impacted when an earthquake affects a large proportion of its clients? What actions do FIs take to protect their business and the wellbeing of their clients against severe earthquake risk?...read more


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Agriculture Financing Innovation in Eastern Indonesia..[download]
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AMiDA (Academy for Microfinance Development in Asia)

What is AMiDA? [click here]

MICRA Indonesia Wins a CGAP / MIX Social Transparency Award

Micra Indonesia (www.micra-indo.org) established by Mercy Corps in 2006 was awarded a Social Performance Transparency certificate at a ceremony held in Washington.
[Read more]

Contact Us

Plaza Bisnis Kemang, 2nd Floor, Suite # 207. Jl.Kemang Raya No.2 Jakarta Selatan 12730

Phone : (+62 21) 719 2320, 71793892 Fax : (+62 21) 71793885 |  Email: info@micra-indo.org