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Microfinance Innovation Center For Resources and Alternatives

Ratings and Appraisals

MICRA performs specialized MFI appraisals and ratings – using The PRIME rating tool – on behalf of MFIs, donors, investors, and government. These services provide independent expert evaluation and verification of individual MFI performance, based on international microfinance best practice and Indonesian commercial banking reporting norms.

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Technical Assistance

MICRA's Technical Assistance Unit includes many of the leading Indonesian trainers in microfinance, as well as a strong group of trainers and consultants from other technical units who provide supporting expertise, as needed. Trainers are certified in the full range of CGAP microfinance trainings, as well as Citibank Foundation training materials in both Bahasa Indonesia and English. MICRA has its own growing body of internal trainings and consulting materials and tools, based on international best-practice standards. MICRA trainers and consultants have practical experience managing the full range of microfinance institutions, from self-help groups to foundations, cooperatives and BPR, including commercial banks. They are assisted by international training specialists in microfinance, who bring over 30 years international microfinance technical capacity building expertise.

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Research and Innovations

MICRA’s Research and Innovations Unit works to address critical development needs of the Indonesian microfinance sector by conducting research and developing and disseminating new technical materials on microfinance innovations. The unit conducts original social and market research in microfinance on behalf of MFIs, donors, government and other parties. In addition, the Unit conducts impact research, to gauge the success of different products and strategies, as well as to determine levels of social performance:

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