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MICRA received formal Product Development training from MicroSave |
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Since October 2009, MICRA has been leading Product Development exercise on behalf of Bank Andara. Bank Andara was created with the objective of realizing poverty alleviation goals through the sound and profitable operation of a wholesale banking institution supporting the Indonesian microfinance industry. The bank was designed to provide for and actively promote the wide scale use of mobile financial services for poor populations that lack access to financial institutions. Bank Andara is working to achieve this goal through the creation of scalable, effective, sustainable and replicable mobile banking products and support services. |
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MICRA participated in Training Program on Microfinance Sector Development for OIC Member Countries |
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MICRA participated in training program on microfinance sector development for OIC member countries held in Khartoum, Sudan from July 18-21, 2009. There were only 2 representative from Indonesia and MICRA was represented by its Sharia specialist, Mr. Zulkarnain Rivai. |
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Personal Computer Loan Product Development |
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While Information and Communication Technology (ICT) spending in Indonesia has been growing rapidly in recent years, access is still limited and concentrated on middle-class users in urban areas. |
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Housing Loan Market Survey for Earthquake-Affected Communities |
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An earthquake with a magnitude of 5.9 on the Richter scale struck Indonesian provinces in Yogyakarta and Central Java on May 27, 2006 at 5:54 am. During the 57 second quake and its ensuing damage, over 5,000 people died and almost 40,000 were injured. Over half a million homes were destroyed or damaged. In August 2006, the international NGO Mercy Corps contracted MICRA, an Indonesian foundation focused solely on the development of the microfinance sector, to deliver a program for microfinance institution (MFI) recovery in Yogyakarta. A part of this program involved conducting research related to the possible demand and profile of a microhousing loan product, to assist with area recovery among low-income people. Microhousing loans are not typically available in Indonesia and are not offered by any of the 75 MFIs which MICRA has assessed in Yogyakarta. |
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