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Microfinance Innovation Center For Resources and Alternatives

Research and Innovations

MICRA’s Research and Innovations Unit works to address critical development needs of the Indonesian microfinance sector by conducting research and developing and disseminating new technical materials on microfinance innovations. The unit conducts original social and market research in microfinance on behalf of MFIs, donors, government and other parties. In addition, the Unit conducts impact research, to gauge the success of different products and strategies, as well as to determine levels of social performance:

  • Progressive build microhousing finance;
  • Product development for Youth;
  • Improvements in technology to mobilize and manage savings;
  • Delinquency turnaround for MFIs in crisis.

Since its inception in early 2006, the Research and Innovations Unit has engaged in a number of projects, including;

MICRA is committed to actively translating research findings and MICRA field experience into innovative practical training and consulting tools for MFIs in Indonesia. MICRA training materials are based in international-best practice standards and are developed by both Indonesian and international experts in training material development.