
ABOUT US

Your Partner for Financial Growth
Microfinance Innovation Center for Resources and Alternatives (MICRA) is a foundation focused on the development of the microfinance sector in Indonesia. MICRA was founded by Mercy Corps, an international NGO, in 2006 to institutionalize its joint “Commercial Linkages Pilot Project” with IFC PENSA (World Bank), as well as its long history of support to MFIs throughout Indonesia.
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MISSION
Our mission is to build the institutional strength and capacity of the Indonesian microfinance sector. We work to provide a comprehensive range of high quality, best-practice solutions, underpinned by digital technology to support all industry stakeholders in a sustainable and demand-driven manner.
VISION
Our goal is to facilitate financially-inclusive and empowered communities that are capable of becoming financially resilient and stable in their everyday life. This vision led us to targeting our operations across three key focus areas:

FINANCIAL PORTAL

DIGITAL
EDUCATION

SUSTAINABLE
LIVELIHOODS
JOURNEY
2011-2012
Appointed by Mercy Corps to conduct Market Research for Financial Needs to Build Earthquake Resistant Houses in Padang and Padang Pariaman, Training of Trainers (ToT) Financial Literacy to Homeowners after Earthquake, and Disaster Preparedness Training for MFIs in Disaster Area (West Sumatera, DI Yogyakarta, Central Java, and DKI Jakarta)




2006
Founded by Mercy Corps, an international NGO to institutionalize its joint “Commercial Linkages Pilot Project” with IFC PENSA to support MFIs throughout Indonesia.
2009
Became an East Asian regional partner for The Microfinance Information Exchange Market (MIX Market).
2008
Started developing a scheme for Training of Trainers which is about financial analysis and adopting a modified CGAP module.
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Also initiated Poverty Action Center (PAC) program that builds MFI outreach to the poor and focuses on identifying, promoting and linking pro-poor MFIs to possible financial resources.
2010
Performed technical assistance, ratings, and research for the World Vision Indonesia program.
2013
Funded by Ford Foundation on AGRICULTURE FINANCE Innovation Fund For Eastern Indonesia project to support innovation in the agriculture sector through collaborating with financial institutions, organisations, corporations, and small-scale agriculture value chains.
2015
Chosen by International Fund for Agricultural Development (IFAD) and the Asia-Pacific Rural and Agricultural Credit Association (APRACA) as the official consultant to assist the implementation of Rural Financial Services in Developing Countries program (RuFBeP) throughout Indonesia.
2017
Appointed by Tilburg University, World Bank, and J-PAL SEA to conduct a research study and training with topic “Business Practices of Small Retailers in Jakarta: Characterization, Adoption, and Their Impact on Business Growth”
2018
Appointed by Moris Rasik Foundation to conduct training with the topic banking risk management
Officially becoming Asian Affinity Holding Limited local partner in Indonesia.
2019
Appointed as a GIZ local partner to disseminate “Training of Trainers (ToT) on Financial Literacy of Microinsurance” for 4 trainings in Indonesia, that held in Jakarta, Bandung, Denpasar, and Maumere.
2020
Appointed by GIZ ISED and Great Giant Pineapple (GGP) to conduct “Training of Trainers (ToT) for Sustainable Business Plasma Farmers” that held in Lampung. Also appointed by Es Krim SERU, Unilever to conduct “Training of Capability Improvement for Juragan Es Krim SERU” that held virtually.







MICRA's foundation is built around the framework of the United Nations Sustainable Development Goals. Our holistic approach to community development embodies the SDGs to deliver solutions that drive impact through financial resilience, poverty alleviation, climate adaptation, risk reduction, and inclusive education.







DIRECTOR'S MESSAGE

M. ALFI SYAHRIN
Executive Director
Executive Director's Greetings
Greetings from MICRA Indonesia!
It is with great praise and gratitude that I share MICRA’s continuing commitment to empowering communities across Indonesia. Since its establishment, MICRA has dedicated itself to building resilience, strengthening financial knowledge, and supporting sustainable practices that improve the lives of individuals, families, and communities.
Our work today reflects a deep understanding that financial empowerment cannot stand alone. That is why MICRA focuses on education, livelihood, waste management, and climate change. We believe these areas are interconnected pillars of sustainable development, and through them, we strive to provide meaningful solutions that create long-lasting impact.
From 2006 we are commit with our vision and mission, through the journey that would not be possible without the dedication of the MICRA team, the trust of our partners, and the active participation of the communities we serve. Together, we are building a future where knowledge, opportunity, and sustainability are accessible to all.
As Executive Director, I invite you to continue walking with us on this journey—collaborating, innovating, and striving to empower communities toward a brighter and more sustainable Indonesia.













